I did not learn these lessons from a textbook.

I learned them by having to rebuild.

I remember being a child and being sent home from school because the fees had not been paid.

I remember walking home knowing my mother did not have the money.

I remember watching her take a small piece of gold to a pawn shop trying to raise enough money to keep us in school.

I remember seeing her cry because even that was not enough.

And I remember making a decision:

I did not want that financial insecurity to define my future.

Years later, I would find myself rebuilding again in completely different circumstances.

I had qualifications.

I had a master's degree.

And yet at one stage of my life, the work that fitted my circumstances was working night shifts in a factory.

Life does not always care about the plan you had.

I have rebuilt my career.

I have rebuilt my business.

I have rebuilt in different countries.

I have invested.

I have built property.

I have created income streams.

And I have also made mistakes that cost me real money.

I know what it feels like to wonder whether you are on the wrong path.

And I know what it feels like when you finally recognise:

I already have more to build from than I realised.

That is why I created Her Next Ground.

To help women build wealth with quiet confidence.

Not through hype.

Not through shortcuts.

But by recognising opportunity, using what they already have and creating more choices for themselves.